About that employer-provided *life* insurance

I suspect most folks know that their group term life insurance plan isn't portable (meaning it generally stays behind when you leave), but some believe that their retiree-based coverage is sacrosanct.

As co-blogger Bob points out, maybe not:

"Workers who retired after years of folding shirts and selling refrigerators for Sears Holdings Corp. banded together earlier this year to complain when the retailer�s bankrupt shell terminated their life insurance plan."

Yikes.

Okay, bit what about those who've already shuffled off this mortal coil?

Well:

"Retirees who died after the plan was terminated but before the proposal is approved would receive an administrative claim of $5,000"

The bottom line is that most of these folks' beneficiaries will receive the princely sum of $135.

Exit question: Are these funds taxable?

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